Read it through once

Of course there came a time, at last, when Stephen could no longer borrow of his ancient creditors; so he was obliged to lie in wait for new men who did not know him. Such a victim was good-hearted, simple natured young Yates (I use a fictitious name, but the real name began, as this one does, with a Y). Young Yates graduated as a pilot, got a berth, and when the month was ended and he stepped up to the clerk's office and received his two hundred and fifty dollars in crisp new bills, Stephen was there! His silvery tongue began to wag, and in a very little while Yates's two hundred and fifty dollars had changed hands. The fact was soon known at pilot headquarters, and the amusement and satisfaction of the old creditors were large and generous. But innocent Yates never suspected that Stephen's promise to pay promptly at the end of the week was a worthless one. Yates called for his money at the stipulated time; Stephen sweetened him up and put him off a week. He called then, according to agreement, and came away sugar-coated again, but suffering under another postponement. So the thing went on. Yates haunted Stephen week after week, to no purpose, and at last gave it up. And then straightway Stephen began to haunt Yates! Wherever Yates appeared, there was the inevitable Stephen. And not only there, but beaming with affection and gushing with apologies for not being able to pay. By and by, whenever poor Yates saw him coming, he would turn and fly, and drag his company with him, if he had company; but it was of no use; his debtor would run him down and corner him. Panting and red-faced, Stephen would come, with outstretched hands and eager eyes, invade the conversation, shake both of Yates's arms loose in their sockets, and begin--