Read it through once
"I think, ma'am, if you will excuse my saying so, that a great deal of harm do come from this betting on race-horses. The day when you was all away at Goodwood when the horse won, I went down to see what the sea was like here. I was brought up by the seaside at Barnstaple. On the beach I met Mrs. Leopold, that is to say Mrs. Randal, John's wife; she seemed to be in great trouble, she looked that melancholy, and for company's sake she asked me to come home to tea with her. She was in that state of mind, ma'am, that she forgot the teaspoons were in pawn, and when she could not give me one she broke down completely, and told me what her troubles had been."